Retirement planning for the years when you're also helping a parent
East Valley and Phoenix Metro
Who This Is For
Most of the women I work with reached out because a parent's situation changed. A fall, a diagnosis, or a hospital stay that reset the calendar. A parent who moved in. A parent who recently passed. Somewhere in that stretch, they looked at their own retirement plan and realized it needed a fresh look with different eyes.
I also work with women whose retirement questions aren't about a parent right now. Women preparing for retirement in the next five to ten years and wanting their own view of the plan. Women rebuilding after a divorce that's fully settled. Widows one or two years past the loss and finally ready to look at everything. Women in second marriages sorting out how his, hers, and ours actually work over the next twenty years. Women planning without a partner.
How I Work
I work slowly, in layers. We start by understanding the situation. What's actually going on. What decisions are coming up, and which ones have already happened.
Frameworks and questions come before recommendations. I try to be honest about trade-offs, including the ones no one else tends to name.
The goal is that you feel prepared for what's ahead, not bracing for it. A plan you can explain in your own words, to your partner, your sister, your adult daughter, or yourself. And a person you can call when the next thing happens.
What Planning Covers
Retirement Income Planning
Turning savings into a plan for income during retirement.
Tax-Efficient Investment Considerations
How the tax picture fits into the rest of the plan.
Legacy Planning
What you want to leave, and what needs to be in place for that to happen the way you intend.
Investment Management
Portfolio management as part of the broader plan.
About Ji
I'm Ji Khalsa, an Investment Adviser Representative registered with Acrylic Financial. I work with clients under the DBA Prosperity Bridges Financial. Based in the East Valley.
Contact
If you'd like to have a conversation, please reach out.
The first conversation is at no cost. It's about understanding your situation and whether it makes sense to continue from there.
